Since then no rival
It is how narrow any gap A drill and you can enter!
not allowed to be lazy, learn to be careful ah!
car after two decades of 26 to get the real lesson! driving people must see! -
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1, just to get the time, what wants to open to open, even the tractor did not let go; now can not open is not open, find the best car or open their own. -
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2, is one month before the test drive, find no use fifth gear (on slow), take the five months that a file of no use (feel good with the second gear start technology), now I feel a file to five-speed is very useful. -
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3, drove one year, feel very terrible driving skills, what Dugan super car, what car do not make the road is my home; three years later, almost every day long distances to see more accidents, know what the coincidence is possible, speed is also slowed down a lot; now know the city where public transportation and rental is God, God is also high on the truck, where had to make with them. -
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4, after the familiar opening, a yellow light that is used to grab; later that the yellow light is used to stop; now too green to be with the foot brake, so that a yellow light and red light for those who grab the. -
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5, just getting into the car, I felt bicycles, MOTO cars and pedestrians really annoying; now often ride bike, walk the streets, that car is the most unreasonable things. -
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6, used to think that something you have to slam the brakes, tires screaming that non-compliance with rules designed to warn the people; now know that we must make so, what car do not want to stop what's to stop the car behind You can not stop he can stop living. -
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7, the former giving into Road, but also squeeze a forward; now entered into as long as there is, let one, and my heart that this person is wondering not rush to the hospital. -
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8, used to think the line in the traffic stream channeling, can grab a lot of time; now found a good way as long as the election is not open F1 than those who go slow. -
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9, used to think walking through the crowd, is a symbol of driving skills; now know that people's value is not measured by money. -
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10, formerly Highway 140 while driving that much faster than 100 km; now know when they arrive to open only 160 of more than half an hour, then slow, and do not find everywhere to the edge of the toilet. -
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11, past the occasional violation that has little to do; now know the relationship between chance and necessity is only a number of different factors is not much good or bad luck. -
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12, used to always want to beat each other accident meal; now want to be chasing the tail compounding calculations, Chi Diankui better than to run every day brigade and insurance companies to the benefits. -
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13, who had previously been bored scolded, we must fight to the bitter end; now only stretched out a finger up to tell him the direction of heaven. -
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14, used to think that other people want education to drive each other about chaos; now they can not but feel that education, like him, is the most workable. -
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15, where the car used to feel the same; now stopping to look at the edge of what car, what is behind the car, and they can not keep a safe distance, security room and the camera can not see the car ... ... Anyway, think with a lot of. -
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16, from the front facing the outside inward, and now the trunk against the wall, can have more than after, the thief will not visited the trunk. -
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17, before braving the former car parking; park the car should be back now more than a half a meter down, even stop a roof and then back up, I could go out. -
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18, parking is always used to make mirrors to close up; now can not accept not receive, because it can help others stay away from your car, even if the bad also compared the paint to the benefits. -
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19, used to listen to repair the master; now call me master: Master, you look at this thing for no change? -
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20, past maintenance, oil change good or bad that often are the same; now know, for good and save money save time and fuel oil, and accessories must be original or brand. -
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21 how much do supra shoes cost, used to think 10 liters fuel consumption is only two dollars more than nine liters (five years); now know, ten thousand kilometers can save four or five hundred a year can save a maintenance fee. -
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22, used to think the insurance premiums to the more complete the better; now only buy three responsible and car damage, coupled with careful driving, but the three responsible for buying high, since at least two hundred thousand. -
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23, used to find a parking sensor installed, when you can not worry about parking, reversing radar now know that there are blind spots, and the car behind the barrier can occur at any time, or believe my eyes the most insurance. -
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24, fuel is always used to go to a lot of money, said: Now know to fill a tank of fuel in the urban areas is almost equal to the pulling pulling a person, learn to add only a half tank of fuel. -
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25, which once was the envy of discerning hernia light, always like driving a car at night far from the light, regardless of whether the other dazzling, now know, what if the other party can not see the edge but also at risk themselves. So nearly every time the car will become the first light. -
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26, previously off-street parking when the door on the next rush, anxious to have a look now and then rear-view mirror to see if there are not kept to the back of bicycles and motorcycles, the people do not touch the door light. -
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dangerous condition of vehicle insurance claims
skills - so that each riders can learn
dangerous condition of the vehicle insurance claim tips - definitely useful post, you have to treasure! ! ! (Want to make each riders can see)
dangerous condition of vehicle insurance claims absolute skills
friends must have a car to buy car insurance. But now the insurance companies auto insurance provisions, but it is full of traps!
insurance company today issued a document to expose the trap and the provisions of the mystery, if there is looked after harvest, the top one please help me!
including N number of the dangerous condition of the case, very practical guide, we want to help.
the most clear explanations, the only ordinary people can understand the insurance provisions.
(a) vehicle damage, third party
(b) Diuche
(c) collision
(d) claims
insurance policy fine solution (a) - vehicle damage, third party
Let's first talk about the most important caustic and liability insurance.
caustic and liability insurance, vehicle insurance, basic insurance, major damages and the loss of the insured vehicle by the insured vehicles in use to a third party losses!
You probably think even the natural disasters caused by the loss of vehicles, according to the insurance company paid the wrong!
words of the half, most of the losses caused by natural disasters are lost, but only the same, except -------- earthquake!
Case 1: If your car had the honor to be building in the earthquake hit it, ha ha
approach: a few days after the earthquake to apply for such compensation
dangerous condition of the statement: probably due to the wall caused by the earthquake loose, and finally fell in one day (not to mention the dangerous condition of the earthquake)
★ ★ Case 2: If your brakes in a car, the car stuff, causing glass to fly a broken windshield. You say?
honest on your insurance company, said: . . . . . . . . . . Committee claims that pointed to his mouth: One of my friends in the iron hand skill practiced braking crashing the windshield, OK!
Remember, hit by the car suffered the loss of goods, insurance companies do not pay! !
★ Case 3: If you in the trailer collided with another car when
approach: ignore the fact that there is something dangerous condition
statement: Do not mention you or by others in the towing vehicle towing , or whether you have responsibility for the accident, the insurance companies will not pay
★ Case 4: If you are an accident, breaking his own glass on the glass and no insurance, you will be the insurance company claims?
not find people on the glass insurance claims work? ? Line, the absolute line!
glass insurance name is: glass breakage alone, is caused when parking and use of glass damage ugg sand boots, and damage to glass caused by the accident to be responsible for payment by the caustic
If you are not on the glass insurance, when You find yourself up in the morning the car glass does not know which bastard is broke, how do? ?
Oh, the old tactics caused --------- brakes while driving, but also the fault of the head! (Remember to find a friend to almost tall as a shield ah), if it is the side of the glass is broken, say, when his head hit a good spin, Oh
Case 5: If your car during a crash, breaking a small light, how can you do?
find the insurance company, he definitely does not pay you, then you earn? ? No, you probably sacrificing a
not understand it? ? Tell you about the vehicle of all risks between 2500-5000 (very good car, you do the math, my math is not good), if you are not in a year during the period of insurance claims, you will in the next was obtained when 10% of the insured NCD, this account that you do the math, if the claim amount is too small, hey, so forget it. . . . . . . .
★ ★ ★ insurance policy fine solution (B) - Diuche
would like this document to Diuguo cars and may Diuche friends!
vehicle parking and use of the process would inevitably give people worry about things, which is the most unfortunate thing 丢车, but, as I said, if you do, your losses will be reduced to a minimum .
remember ah, once Diuche, the first thing is to do what?
alarm?
wrong! Car has been lost, which at once so easy to find, ah, you too a bit overestimating the ability of Chinese JC, or think about how to reduce the loss of it!
reduce losses? What so easy ah, the car is lost, how to cut ah?
remember to look at his first insurance policy, there are no vehicles on pilfer.
What, no? Bad luck that you think it, it
If you buy one on pilfer, first of all, I want to congratulate you, your losses can be minimized, but, be careful ah! Then you have to do is Bijin your mouth, the sense of reading my post, otherwise you will regret it!
Case 1: pilfer the provisions of the insured loss of driving license, car original invoice, certificate per vehicle purchase surcharge of 0.5% absolute increase in a deductible. Lost car keys, the absolute increase of 5% deductible. These provisions in the insurance policy using the lightest color print, do not believe, you can take a closer look at list, certainly in some inconspicuous corner can be found in this passage.
So whether you have a spare key had been lost, or you are to start running in the car with a key, please remember to forget this, otherwise. . . . . . 5% of the loss against your own set of
Case 2: If your car parking charges in the repair shop or business of theft, the insurance company liable for it?
answer is: do not lose! ! Because these places the responsibility of the vehicle are kept in custody, the vehicle due to damage caused by improper care custodian, lost, the custodian shall bear the responsibility. Insurance company is not responsible for the compensation.
Therefore, the correct way is to find parking to the claim, so every time I remember stopping parking fee receipt ah well received, although the loss of the above printed matter, but according to our contract law provisions of the contract on the format, which is a single aspects of shirk their responsible! You may rest assured bold against him well, Oh, give you a good news has already been won this lawsuit, so the principle of the case traced back, after the trial of cases to verdict in accordance with this case, ha ha!
Case 3: If, parking lot is open to your friends, or you find out from the side to this parking lot can not afford your car payment, you can consider a change Diuche site? Haha, I can not say what ah
Case 4: Again, if you are a boss, because of some problems on the account book and friends fall out, and your friend is a villain, he secretly to steal your car, you guessed he would be doing, you will find the insurance company to compensate you?
tell you, the insurance company may pay compensation. Because provisions: the insured person and others because of the civil and economic disputes caused the vehicle was robbed, stolen for the liability exemption.
So you can forget your big economic disputes directly to the public security bureau, remember, do not say that out of your suspicion, otherwise you will pull the economic issues came to the efficiency of the Chinese court, you Within about six months out of the car was hit!
Case 5: If you bought a new car, on all risks, but did not have time for a license (now the traffic control regulations: inspection after 15 working days before they receive license plate), After the dangerous condition of the insurance company liable for it?
not responsible for the compensation. Because in dangerous condition, the insured vehicle must have two conditions, one must have insured the vehicle issued by the public security traffic management department driving permit or license plate, the second is within the required period the public security traffic management department inspection. But the general government sector through a special agreement is required as the first number plate issued by the insurance after the test vehicles will be responsible for the caustic new home and liability insurance. It is responsible not pilfer 丢车 compensation effect, natural, and you receive no compensation. It seems if you are not relied
courage to change what the lost time, buy a new car even if given away! I can say nothing but ah
Case 6: If your car recovered ugg mini boot, the insurance company how to deal with compensation?
was robbery insurance vehicle back, if not indemnity insurance company, the vehicle should be returned to you, but the whole car was looted during the damage to vehicles or vehicle parts, ancillary equipment is missing required reasonable costs of repair, the insurance company to pay compensation. If the insurance company has been compensated, the vehicle should be returned to you at the same time recover the corresponding compensation. If you do not want to recover the original car, all the rights and interests of the vehicle owned by insurance companies.
insurance policy fine solution (C) - Crash
would like this document to be hit by a car crash and a friend!
as long as the crash, the insurance company now lost it? Of course not
as long as you carefully look at the hands of the compensation policy Disclaimer know, insurance companies have a lot of things that do not lose it, trying to minimize the loss, or come to me, ha ha!
Case 1: Suppose you are a novice, just take a car (of course, perhaps a rental car), on the road Lianju when to hit your brother, you know this car have liability insurance, you will find the insurance company claims?
Answer: If you go, you're crazy, the insurance company will kick you kicked out, why? ?
First, you need to know what is liability insurance, full name: third party liability insurance. (Third Party people may not care, Oh)
So what is the interloper?
third parties defined in the insurer and the insured person outside, because the insurance vehicle insurance, vehicle accident resulting in lower damage to persons or property under the victim in the car. Popular third party is excluded from speaking four types of people: the insurer, the insured person, the car accident when the driver and their family members, the insured person's family members.
now understand you as a driver at the time, hit your family, insurance companies do not pay, well, you know how to do it!
what? Do not know? Mad at me, do not hit another driver on the end Well, really, what I say out of harm
Case 2: If you were fortunate enough to hit his car, and they are all your responsibility, the court sentenced you to compensation You guarantee to pay compensations other economic losses, mental suffering, disability damages. . . . How do you handle it? ?
but also how to give money for it! Wrong!
you should discuss each other's families, increase the economic loss compensation and disability damages, damages to a minimum as far as possible the spirit, not of course the better
why? You asked me why? This is not five horses for six sheep Well
man, you are wrong, the insurance company is not complete and unconditional commitment to 'the insured amount of compensation shall be paid according to law', but according to are provided with compensation. The terms defined, because the insurance for any accident caused by the spirit of exclusion of liability for damages. Therefore, whether the court was whether an insurer should be compensation for moral damages, the insurance companies are not responsible for the compensation.
understand? ? Other insurance companies pay for you, mental anguish can be either, so, rather than to each other money, they should not promise the spirit of compensation, in short, generous insurance company's money chant, Oh!
Case 3: If you are fortunate enough to crash another, and this time is not your responsibility, and the other party do not want to lose money, you can find the insurance company claims?
Answer: Yes, but you must first third-party claims, possible to obtain compensation insurance companies. If you give up claims to a third party the right to claim directly to the insurance company, insurance companies do not pay. Because you give up to a third party recovery rights, while the insurance company will give up the right to claim compensation.
So, remember, remember, we must first find each other lose, it is best to have the courts failed to enforce the proof, then you can confidently find the insurance company, leaving them clean up the mess go though, Who received their annual insurance premiums that you do so much
Case 4: remember there is a bad driver at JC's direction, crashed into the escape of criminals is the result of two vehicles collided, and what a Cana, the insurance company will pay him?
certainly will not do that, plainly written by the insurance provisions, the driver of the intentional act is not compensable, so the only vehicle of its own:
So, if you do not have sufficient financial ability, when the hero prior to Oh, to think about! !
insurance policy fine solution (D) - Insurance Claims
★ case a must-read, because you've probably never heard of. )
Altar in a loss of a well-known DX friends car, has the full insurance, find insurance claim, failed, insurance company exclusions reasons: to check Vehicle Administration, this car is not annual.
Case Study: Insurance Company said and done, very reasonable, also in accordance with the provisions of the insurance contract: the insurance take effect only on qualified vehicles, annual inspection of vehicles for not only failed as a vehicle, even if no matter how good your maintenance useless, the result can only be lost white lost, the insurance is on the white on, at most, the case returned to the insurance cash value
conclusion: your car, be sure to schedule the annual inspection, must not be after the extension, otherwise, fine a small matter, exclusions something big, this time even if third party losses caused by traffic accidents, will also be your own responsibility, insurance bought
white case solution: time inspection, even if one day, and do not night;
If it happens, unfortunately, do not have to remember to report immediately, as soon as possible to spend money and then filled the inspection procedures for reporting claims procedures!
sorry, just a burst of dizziness, I did not speak? Is nonsense to say
★ Insurance Case II:
and the same, without making the driver examined the note, and you drive all the problems that occur, the insurance company is not liable for reasons similar to the previous example, without repeat.
★ Insurance Case III:
This is a frequently asked question: I just bought the car, not on the license, the insurance is effective
explained:
when the vehicle in dangerous condition insurance vehicle must have two conditions, one must have vehicle insurance, public security traffic management department issued a driving permit or license plate, the second is within the required period the public security traffic management department inspection.
but generally agreed on by the particular provisions of the insurance to be the first number plate issued after inspection of new vehicles could be responsible for caustic and liability insurance
So, when your car lost even if luck, hit the Han people The insurance companies still make you wore, now clear it!
★ principles of evidence of insurance claims because there are N people ask this question, so this answer
insurance claims to do a few hours the situation
1, after the accident to come forward to solve the traffic team
penalties issued by the traffic team single or mediation by the court, the verdict can be used.
these materials absolutely so, certainly in the way insurance companies the green light. Well, rest assured claims
2, in the district of a major accident
accident: the serious damage a vehicle, or to open to traffic team proved very troublesome
generally rub: the certificates to the residential property, because often suspected, generally a lot of trouble
Therefore, the best roads in the city on the Times report, otherwise ----------- exhausted you!
3, minor accidents occurred on the road, including stopping the rub
(such incidents occurring up to the altar in the DX)
such a need to prove the principle is: Does it involve a third party
involving a third party payment, or need to transport teams to prove.
accident between the parties, such as a broken, you can specify in the claim: accident third-party self-study and self-blame by caustic in claims, the insurance company if the team allows you to transport the certificates, you must have to bite the Do not let go, not to say that children go through, insurance companies generally will not be too seriously. You must promise to be certified, do not blame I did not warn you, you go run, lose money uncertain enough oil money to do
4, the back of another car who was hit
If after the accident vehicle to escape, unable to find
situation is more serious trouble, through the traffic team to solve, by the insurance company on behalf of recovery.
not serious, it is best to resolve the claims is to blame, but also on whether the body in the claim, noted that there are other car paint stick, and the direction of collision, must be justified, or you out! Finally, remind you
DX: report be sure to report within 48 hours, or they may be directly exclusions! ! Remember, remember, do not have to say that within 48 48 ah!
★ what procedures you are still missing, they weigh weigh, the office on running a bar
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Source: E. Excel Nutritional Immunology wisdom health health network < ;
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